Prescribed Minimum Benefits Made Clear – Free Guide

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Understand how South African Prescribed Minimum Benefits work, what may qualify and what to check when a medical-scheme claim is declined. This free guide includes clear explanations and practical claim checklists.

Free PDF guide

PMB – Prescribed Minimum Benefit; PDF – Portable Document Format.

Description

Do you know what your medical scheme must cover as a Prescribed Minimum Benefit—or what to do when a qualifying claim is declined? Prescribed Minimum Benefits Made Clear is a free, plain-language South African guide explaining how Prescribed Minimum Benefits work. The guide covers:
  • the three parts of Prescribed Minimum Benefits;
  • what legally qualifies as an emergency medical condition;
  • how Diagnosis Treatment Pairs work;
  • the 26 Chronic Disease List conditions;
  • Designated Service Providers, treatment protocols and medicine formularies;
  • authorisation, registration and the records you should retain;
  • waiting periods and Prescribed Minimum Benefits; and
  • the steps to follow when a claim is declined.
The guide also includes practical checklists for planned treatment, emergency treatment and medical-scheme disputes. Price: Free General educational information only. This guide does not constitute personalised medical, financial, legal or medical-scheme advice. Benefits depend on the confirmed diagnosis, prescribed treatment, applicable legislation and the registered rules of the relevant medical scheme. Abbreviations used: PMB – Prescribed Minimum Benefit; DTP – Diagnosis Treatment Pair; CDL – Chronic Disease List; DSP – Designated Service Provider.

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