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GFS Product Library

Free Products

Free Financial Readiness Checklist

A practical two-page checklist to help you record and organise essential financial information so that it can be found when needed.

Scam-Proof Your Family

A practical South African guide to recognising, stopping and reporting modern scams. Includes family safety rules, current scam methods, printable worksheets and verified reporting channels.

Capital Gains Tax Made Simple – 2026/27

A free, plain-English introduction to South African Capital Gains Tax, covering the basic calculation, exclusions, base-cost records and common mistakes.

Prescribed Minimum Benefits Made Clear

Understand how South African Prescribed Minimum Benefits work, what may qualify, and what to check when a medical-scheme claim is declined.

Life Cover Calculation Worksheet – Free South African Printable

A free two-page printable worksheet to help you explore your family’s life-cover needs. Includes a blank calculation table, a worked household-expense example and notes on investment assumptions, debts, existing benefits, inflation and reviewing cover. Educational information only—not personalised financial advice.

GFS Monthly Budget Planner – Free Printable

A free three-page printable planner for income dates, monthly bills, irregular expenses, goals and enjoyment, with space for a weekly check-in.

Retirement Income: Three Capital Examples

Explore retirement income examples using capital amounts of R2 million, R5 million and R7 million. An educational resource comparing guaranteed and living annuity income options. Actual income depends on individual circumstances and the assumptions used.

Free estate and tax planning checklists

Practical South African preparation lists. Open either checklist and use your browser Print option to keep a paper or PDF copy. General education only.

Estate Planning Checklist - FREE

Organise your will, family details, assets, debts, nominations and document locations. Keep passwords and private access codes separate.

Open free Estate Planning Checklist

Tax Planning Checklist 2026/27 - FREE

Collect retirement-contribution, medical, work-expense, donation, TFSA and capital-gain records for the 2027 tax year.

Open free Tax Planning Checklist

Paid Products

GFS Retirement Capital Lifetime Explorer – Excel Workbook & Practical Guide

Explore how long your retirement capital could support your income. Test withdrawals, investment returns, fees and inflation with an editable Excel workbook and practical PDF guide. Includes annual projections and a comparison record. Educational illustrations, before personal tax.

R49.99

GFS Will Preparation Workbook – South Africa

Prepare for your professional will-drafting appointment with a 16-page printable and fillable workbook. Record family details, beneficiaries, executor and guardian preferences, proposed trusts, gifts and questions to discuss. Includes 120 fields and checkboxes. Preparation notes only - not a will.
R49.99
Purchase the Will Preparation Workbook

The Complete Financial Affairs Organiser – 44-Page Printable Family Record

A comprehensive 44-page printable organiser for recording essential personal, family, financial, legal, household and digital information in one structured place. Includes sections for your will, executor, professional advisers, banking, investments, retirement funds, insurance, property, monthly commitments, important documents, final wishes, annual reviews and an emergency summary.
R149.99
Purchase the Financial Affairs Organiser


Deceased Estate Administration – 21-Page South African Guide

A practical 21-page guide to the South African deceased-estate administration process—from reporting the death and appointing an executor to preparing the Liquidation and Distribution Account, dealing with SARS and distributing the estate.
Designed to help families understand the process, terminology, documents and responsibilities involved before consulting the relevant professionals.
R109.99
Purchase the Deceased Estate Guide

The GFS Personal Income Tax Estimator and Records Worksheet – 2026/27

A guided South African personal income-tax estimator containing an auto-calculating Excel workbook, a plain-English guide, worked examples, printable worksheets and an annual document checklist.

R149.99

South African Property Capital Gains Tax (CGT) Calculator and Records Workbook – 2026/27

Organise your property purchase, improvement and disposal records and produce a preliminary Capital Gains Tax estimate using auto-calculating LibreOffice and Excel-compatible workbooks. Includes separate pre- and post-1 October 2001 calculations, worked examples, entity comparisons and a structured base-cost record schedule.

R149.99

Partnership Assurance and Buy-and-Sell Agreements – Guide and Preparation Workbook – South Africa 2026

A practical South African package combining a clear 10-page guide with a 14-page preparation workbook. Understand the insurance, valuation, legal, Estate Duty and Capital Gains Tax considerations, and organise the information and questions needed for discussions with your professional team.

R69.99

Retirement Planning in South Africa: Saving, Tax and Income Choices

A practical guide to understanding South African retirement planning. Explore retirement annuities, pension and provident funds, preservation options, contribution tax benefits and retirement income choices, with examples showing the value of starting early.

R69.99

Medical Schemes in South Africa – A Practical Guide

A practical, plain-English guide to hospital plans, medical savings, networks, income-based options and late joiner penalties. Includes diagrams, worked examples and a comparison checklist. Downloadable PDF.

R69.99

Listed Property Investing in South Africa technical guide with an illustrative shopping mall and shoppers

Listed Property Investing in South Africa

A technical view for someone already interested in this asset class. Plain explanations of REITs, ETFs and property unit trusts, with dated fund examples, costs, concentration, NAV, debt and interest rates.

Start with the abbreviation glossaries. Includes a 34-page PDF guide and a four-page printable and fillable comparison worksheet. The worksheet records your research and does not calculate automatically.

R149,99

Get the guide and worksheet — R149,99

Digital download. General education only; no personalised investment recommendation.

Also available on Etsy (Etsy adds applicable VAT).

Business Valuation for Buy-and-Sell Agreements - South Africa. AI-generated square product cover.

Business Valuation for Buy-and-Sell Agreements - South Africa

A concise three-page practical guide to valuation methods, enterprise value versus equity value, a worked stake-value illustration and questions your agreement should address. Includes eight fillable fields.

R49,99

Get the Business Valuation Guide - R49,99

Digital PDF download. General education only; obtain suitable professional valuation, legal and tax assistance.

Disability and Serious Illness Claims Preparation Guide - South Africa. AI-generated square product cover.

Disability and Serious Illness Cover - Claims Preparation Guide

A 12-page practical guide to benefit definitions, medical reports, occupational evidence, proof of income, the first 24 months and later claim reviews. Includes 62 interactive fields. Requirements depend on the actual policy.

R49,99

Get the Claims Preparation Guide - R49,99

Digital PDF download. Independent educational preparation tool, not an insurer claim form or guarantee of payment.

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