Life Cover Calculation Worksheet – Free South African Printable

Description

How much income would your family need if you were no longer there? This free two-page Life Cover Calculation Worksheet helps you organise the figures needed to explore your family’s life-cover needs. Includes: • A blank table for household expenses and the costs that would fall away after death. • Calculations for the remaining monthly and annual income shortfall. • Space to allow for debts, existing cover, confirmed death benefits and available assets. • A worked example starting with R30,000 in monthly family expenses. • Examples showing how different assumed investment returns affect the capital required. • Notes on inflation, annual cover increases and changing family needs. Downloadable, printable PDF for South African households. Educational information only—not personalised financial advice. Investment returns are illustrative and not guaranteed. This worksheet does not replace a complete financial-needs analysis.