Description
What might your retirement savings provide each month?
This free Get Financial Savvy worksheet shows simple income calculations using three example capital amounts: R2 million, R5 million and R7 million. Compare gross starting monthly draws at 3.5%, 5% and 7% a year, then use the spaces provided to work through your own capital amount and estimated spending.
The worksheet also helps you consider the difference between a flexible living annuity and a guaranteed life annuity. Its percentage examples are calculations from capital, not a guaranteed annuity quotation or a recommendation about how much to withdraw.
What’s included
- A comparison table for all three capital amounts
- The calculation behind the monthly figures
- Spaces for your own figures and spending
- Questions to discuss with a qualified professional
Download: PDF worksheet. Your download is available up to 3 times within 30 days of purchase.
Get Financial Savvy provides general educational information, not personalised financial, investment, retirement or tax advice. The figures are gross, nominal illustrations and do not guarantee income or show how long capital will last. Any South African tax references apply to the 2026/27 tax year only (1 March 2026 to 28 February 2027). Check current rules and your circumstances with an appropriately qualified professional.
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